Apply online, see the full cost before you sign, pay with GCash, Maya or card, and download your statement any time — in English or Filipino.
From application to Certificate of Full Payment: KYC, Truth in Lending disclosures, GCash and Maya collections, CIC reports and a full general ledger — with SEC rate ceilings checked on every loan.
Follow a loan through the system. Every step keeps its paper trail, so audits, SEC inspections and month-end closing stop being a scramble.
Borrowers apply in the portal or your staff encode them. Either way, the full cost is computed and shown before anyone signs.
Identity documents, a selfie match and an explainable credit score help you decide quickly and consistently.
Approval limits per role and segregation of duties stop risky shortcuts — while good repeat borrowers can be approved instantly.
Fees, documentary stamp tax and the schedule are recomputed on the actual release date, and the loan documents are signed on the borrower’s phone.
Reminders go out on their own, payments post themselves, and collectors work from one list — inside the hours the SEC allows.
Fully paid loans get a certificate automatically. Your ledger, regulator files and owner reports are always up to date.
Steps advance on their own — pick one to stop.
Built for single-office lenders and multi-branch companies alike: staff see only their branch, and every role sees only what it needs.
Every product and loan type you offer.
Firm on past-due accounts, fair to borrowers.
Books that close themselves.
Philippine rules, enforced as you work.
Built for personal and financial data.
Know where the portfolio stands today.
Each regulation below is enforced or documented by the system as you work — not left for staff to remember.
Regulations change. Your compliance officer and counsel should confirm current rules; ceilings, deadlines and templates are editable in Settings.
No hidden charges and no guesswork: you see the full cost of the loan before you sign, and you can check your balance whenever you want.
Register with your mobile number and a valid ID. It takes a few minutes.
Choose the amount and term. Your monthly payment, fees and effective rate are shown before you submit.
Once approved, read and e-sign your Disclosure Statement and Promissory Note.
Get it in cash at the branch, or sent straight to your GCash, Maya or bank account.
Diminishing-balance estimate, before fees and documentary stamp tax. Your actual rate, fees and effective interest rate appear in your Disclosure Statement before you sign. Small, short-term loans are covered by SEC interest and fee ceilings.
Online payments post to your account automatically, and your receipt is in the portal right away.
These protections are part of how the system works — not just a promise on paper.
We'll walk you through the system, help you import your existing borrowers and balances, and reconcile them before you go live.
Create your account in minutes. Already a borrower at our office? Activate online access with your mobile number, birth date and ID number.